Landlord Insurance Cover
Landlord Insurance is intended for buildings that are solely owned for rental purposes. This policy is subject to Terms and Conditions,
Buildings
The Landlord Insurance policy provides you insurance coverage for the building against loss resulting from the following:
- Fire
- Lightning
- Earthquakes
- Storms
- Floods
- Accidental Impact to the building
- Bursting / Overflowing of water tanks
- Escape of water from storage facilities
- Falling trees
- Riot and strike
- Explosions from domestic gas cylinders
- Impact from aircraft or other aerial devices
ELECTRICAL INSTALLATIONS
Unless the risk is specifically excluded, the policy will cover the following Electrical installations against all risk:
- CCTV /Alarm systems
- Satellite Dishes e.g DSTV
- Water Pumps and Electric Fences
Electrical installations will form part of the sum insured but will need to be captured separately at application.
OPTIONAL
In addition to the benefits above, the policy can also cover the following:
- Loss of rental income
- Contents for fully furnished rental apartments/ homes
- Mortgage monthly loan installment
ADDITIONAL BENEFITS
And that’s not all. Under this Cover, we offer you the following added benefits:
Deposit refunds for tenants in the event of an insured peril rendering the building uninhabitable (Initial mobilization payment to be deducted from the final payment provided.
Fire brigade charges up to Kshs200,000/-
Cost of debris removal following a fire up to Kshs 200,000/-
Cost of debris removal following a fireup to Kshs 200,000/-
10% discount on premium for the landlord’s personal home insurance
10% discount on Contractor all risk / Construction Insurance for all future developments
10% Cash back for paid premiums after three years if the first three years are without claim
COVER FOR CARETAKER OF BUILDING
We will provide cover against legal liability arising as a result of accidental death or bodily injury occurring to the employee. This also includes medical and funeral expenses. Third party liabilities.
We will provide cover for legal liability that may arise from accidental bodily injury or damage to property, in connection with the ownership of the building.
DOWNLOADS
INDIVIDUAL AND FAMILY APPLICATION FORM
AAR INSTRUCTIONS TO RENEW COVER
BUILDINGS
The policy provides you insurance coverage for the building against loss resulting from the following:
- Fire
- Lightning
- Earthquakes
- Storms
- Floods
- Accidental Impact to the building
- Bursting / Overflowing of water tanks
- Escape of water from storage facilities
- Falling trees
- Riot and strike,
- Impact from aircrafts or other aerial devices
ELECTRICAL INSTALLATIONS
Unless the risk is specifically excluded, the policy will cover the following Electrical installations against all risk:
- CCTV /Alarm systems
- Satellite Dishes e.g DSTV
- Water Pumps and Electric Fences
Electrical installations will form part of the sum insured but will need to be captured separately at application.
OPTIONAL
In addition to the benefits above, the policy can also cover the following:
- Loss of rental income
- Contents for fully furnished rental apartments/ homes
- Mortgage monthly loan installment
ADDITIONAL BENEFITS
And that’s not all. Under this Cover, we offer you the following added benefits:
Deposit refunds for tenants in the event of an insured peril rendering the building un-inhabitable (Initial mobilization payment to be deducted from the final payment provided.
Fire brigade charges upto Kshs200,000/-
Cost of debris removal following a fireup to Kshs 200,000/-
10% discount on premium for the landlord’s personal home insurance
10% discount on Contractor all risk / Construction Insurance for all future developments
10% Cash back for paid premiums after three years if the first three years are without claim
COVER FOR CARETAKER OF BUILDING
We will provide cover against legal liability arising as a result of accidental death or bodily injury occurring to the employee. This also includes medical and funeral expenses. Third party liabilities.
We will provide cover for legal liability that may arise from accidental bodily injury or damage to property, in connection with the ownership of the building.
DOWNLOADS
INDIVIDUAL AND FAMILY APPLICATION FORM
AAR INSTRUCTIONS TO RENEW COVER
Get Cover
