personal-insurance

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Under our Personal Accident Cover, we provide you with monetary compensation in the event that you sustain body injuries. These body injuries must be caused by violent, accidental, external, or visible means, all subject to the option that you select.

Covered Benefits

• Accidental death
• Permanent Total disability
• Temporary Total Disability resulting in loss of income
• Medical expenses as a result of an accident
• Purchase of artificial appliances such as crutches.
•Payment of a funeral benefit within 48 Hours

Additional Free Benefits Include:

• Free trauma counseling up to KShs 10,000/-
• Physiotherapy expenses up to KShs 10,000/-

Who can be covered

• We cover people who are between the ages of 18 and 65 years
• Persons below 18 years can only enjoy cover under their parents / guardians policy
• We cover children below 5 years for road risks only

Student Personal Accident Cover

This policy provides monetary compensation in the event of bodily injury sustained by the insured student. The injury must be caused by violent, accidental, external and visible means subject to the option selected by the insured and will compensate the affected member if injured. Subject to the terms and conditions, the policy will provide benefits under the following categories.

• Permanent/ Total disability
• Tuition expenses following an accident
• Dental/Optical injury treatment

• Emergency accidental medical expenses
• Artificial Appliances
• Funeral Expenses

Premiums Schedule

You can select the option that best suits your position or financial requirements from the premium schedule below.

Adults

 
Death
Permanent Total Disability
Temporary Total Disability
Emergency Medical Expenses
Funeral Expenses
Total Premium
Option I
10,000,000
10,000,000
50,000
500,000
150,000
24,151
Option II
8,000,000
8,000,000
40,000
400,000
120,000
19,329
Option III
5,000,000
5,000,000
25,000
250,000
90,000
12,096
Option
IV
2,000,000
2,000,000
10,000
100,000
70,000
4,863
Option
V
1,000,000
1,000,000
5,000
50,000
50,000
2,452
Option
VI
750,000
750,000
3,750
37,500
40,000
1,849
Option
VII
500,000
500,000
2,500
25,000
30,000
1,246
Option
VIII
250,000
250,000
1,250
12,500
20,000
643

 

Children (Below 18 yrs)

 
Accidental Death
Permanent Disabilities
Accidental Dental Treatment
Artificial Appliances
Accident al Medical Expenses
Funeral Expenses
Total Premium
Option I
50,000
50,000
10,000
20,000
40,000
20,000
326
Option II
75,000
100,000
10,000
20,000
50,000
20,000
454
Option III
100,000
200,000
10,000
20,000
60,000
20,000
658
Option IV
100,000
300,000
10,000
20,000
70,000
20,000
899
Option V
100,000
400,000
10,000
20,000
80,000
20,000
1,140

 

*Premiums are inclusive of all levies

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