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Travel Insurance


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This policy covers persons who travel abroad from time to time and wish to insure themselves against accidents and loss or damage to their properties in the course of travel.

It covers:

  • Emergency medical expenses
  • Loss of personal property/ money or documents
  • Curtailment/Cancellation
  • Hijack, detention
  • Luggage protection
  • Personal liability

Emergency Assistance

In the event that the Insured require immediate emergency assistance, contact the Assistance Company alarm centre immediately. Reverse charge calls will be accepted.

Notes

  • Ages calculated at commencement of the trip
  • Age 71-75yrs =80% loading on all cards; Age 76-80yrs =100% loading on silver or bronze rates only;
  • Age 81-85yrs = 120% loading on bronze card only.
  • Children under 14 yrs = 20% discount on all cards subject to travelling with an insured adult.
  • Full Premium reimbursable in the event of visa denial/refusal
  • Pre-existing conditions not covered.
  • Annual Multi Trip max any one trip if exceeding 90 days to seek authorization.

Have the following details on hand when calling: -

  • Insured person’s name
  • Insured person’s location
  • Your contact telephone number
  • The Insured person s Policy number
  • The Insured plan of benefits selected
  • The nature of the claim and the type of immediate assistance
 

Have the following details on hand when calling: -

  • Insured person’s name
  • Insured person’s location
  • Your contact telephone number
  • The Insured person’s Policy number
  • The Insured plan of benefits selected
  • The nature of the claim and the type of immediate assistance
  • Grace period: Minimum 15 days as per visa code

Schedule Of Benefits


Cover & Benefits Options   Gold PP (US$)   SilverPP (US$)   BronzePP (US$)

Section 1: Medical Protection            
Medical Expenses   100,000   60,000    50,000 
Repatriation of mortal remains   5,000   5,000   5,000
In Hospital Cash Benefit –maximum 30 days   100 (10 per day)   Nil    Nil 
Emergency Dental cover   350   300    250 
Emergency Optical Expenses   350   350    300 
Burial, Cremation or Return of Mortal Remains, Coffin expenses Cost   30,000   20,000    15,000 
Follow up treatment In Country Of Usual Residence   2,000   1,000    750 
Terrorism, Hostage, Hijack or Wrongful Detention   Included   Included   Included
             
Section 2: Personal Accident            
Accidental Death – Adults only   25,000   50,000    10,000 
Children less than 18 year (Exposure, disappearance, 
strikes & riots, Terrorism, Hijack, wrongful detention)
  7,500   5,000    3,000 
Accidental Disablement – Adults only   25,000   50,000    10,000 

Children less than 18 years (Exposure, disappearance, 
strikes & riots, Terrorism, Hijack, wrongful detention)

  7,500   5,000    3,000 
War & Terrorism   Included   Included   Included
             
Section 3: Cancellation and Curtailment            
Journey Cancellation   1,000   1,000   1,000
Journey Curtailment   1,000   1,000   1,000
             
Section 4: Travel Delay   100   100   100
             
Section 5: Personal Liability   150,000   100,000   75,000
Legal Expenses   1,000   750   500
             

Section 6: Hijack, Hostage or 
Wrongful Detention Maximum per event

  500 (50 per day)   500 (50 per day)   500 (50 per day)
             
Section 7: Travel Luggage Protection            
Luggage (Single Item Limit 25%)   1,500   1,500   1,500
             
Section 8: Luggage Delay   US$ 50 per 12 hours   US$ 50 per 12 hours   US$ 50 per 12 hours
    but max US$ 250   but max US$ 250   but max US$ 250
Section 9: Cash & Documents (included in Luggage)   150   150   150

Cash advances, consular referral, accommodation, 
travel arrangements, urgent messages

  Assistance only   Assistance only   Assistance only


You can select the option that best suits your position or financial requirements from the premium schedule below.

 

 Period/Duration
UPTO 7 Days
8-10 Days
11-15 Days
16-21 Days
22-31 Days
32-60 Days
61-90 Days
91-181 Days
Annual Multi-trip
Group/Corporation 
Gold (US$)
35
50
75
105
155
240
305
365
415
US$ 4.50 per day
Silver (US$)
32
45
68
95
140
227
290
343
408
US$ 4.50 per day
Bronze (US$)
28
40
60
84
124
214
275
326
386
US$ 4.50 per day

  1. Kindly fill in the form below to register or sign up for Travel Insurance.

    Please note this is a preliminary sign up form before submitting your filled and signed form. Will be in touch with you within 48hrs.

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