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Students Medicare Cover (Inshule)


It only takes a second for the unexpected to happen. Insure your dependent with an affordable coverage option, InShule by AAR Insurance. We understand that life comes to a halt when the unexpected suddenly strikes, so we have shaped our insurance to protect the lifestyle of primary and secondary school students, protecting what matters to you most.

Inshule allows you to save up on physician services, hospital charges and prescriptions on dental and vision services.

Request a quote

Geographical Zone
BENEFITS 
OVERALL ANNUAL LIMIT (OAL) - Combines the accident and illness limit 
Rehabilitation (within OAL) Wheelchairs, prosthesis and crutches
 Last expense (within OAL)
IN-PATIENT & DAYCARE TREATMENT 
Accommodations
Consultation with clinical/Medical specialist
Diagnostic Test
Radiology, radiotherapy (X-rays)
Prescribed medicines and drugs
Surgeons, Anesthetists, Physicians fees
Physiotherapy
Psychiatric treatment (within OAL)  
 
OUT-PATIENT (OP) TREATMENT  
Overall Annual Limit 
Primary consultations and treatment to include medical practitioners' fees, prescribed medicines, drugs and dressings.
X-rays, pathology, diagnostic tests & procedures
Physiotherapy (Referral by AAR required every 3 sessions up to maximum 8 sessions per condition
OPTICAL TREATMENT 
Overall Annual Limit
All prescribed lenses, Consultation and Frames for maximum period of one-year
 
DENTAL TREATMENT 
Overall Annual Limit 
Consultation, simple extractions, difficult extractions, fillings and root canal treatment
 
RESCUE AND EVACUATION 
Emergency Rescue Services (Notification and Authorization required) – Ambulance and First aid
Medical Evacuation (Notification and Authorization Required)
 
VALUE ADDED BENEFITS 
Health Education
Hospital cash: paid to Parents when a student is hospitalized due to Illness/Accident.
School Study tours and Excursions – All medical costs during school trips
 
Tanzania
Individual benefits
TZS 1,000,000 in Network
TZS 100,000
TZS 100,000
 
Limits Apply in accredited hospitals
Limits Apply in accredited hospitals
Limits Apply in accredited hospitals
Limits Apply in accredited hospitals
Limits Apply in accredited hospitals
Limits Apply in accredited hospitals
Limits Apply in accredited hospitals
Up to TZS 500,000 in network
 
Covered within Tanzania & specified accredited provider/providers within Tanzania
 TZS 300,000
Limits Apply in accredited hospitals
Limits Apply in accredited hospitals
Limits Apply in accredited hospitals
Available in Tanzania at selected providers
TZS 100,000
Limits Apply in accredited hospitals per person per annum
 
Available in Tanzania at selected providers
TZS 100,000
Limits Apply in accredited hospitals per person per annum
 
Within Tanzania
As per accident or illness hospitalization limit
As per accident or illness hospitalization limit
 
 
Free with OP. Two (2 sessions per annum)
TZS 10,000 with effect from the 5th day of hospitalization up to a maximum of three days
Covered for two trips per school per annum
 

 

INSURANCE COST
Price per student ( Annual ) Without School Study Tours Cover
Price per student ( Annual ) With School Study Tours Cover
 
TZS 80,000
TZS 100,000

 

NOTE

This insurance will be used only during the time students are at school.

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