Homeowners Insurance
Whether you own or rent, we’re here to protect your home and valuables. It’s not just ‘stuff’ – from furniture to electronics and personal effects, we ensure that hazards don’t have the final say.
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Some Value-adds for You
- If anything should happen, you can be sure of alternative accommodation.
- In case of fire or theft, you get an initial payment for your immediate expenses.
- The cost of debris removal following a fire is on us.
- We take care of fire brigade charges to put out the fire.
- We replace your damaged grills after your home has been broken into.
- After a fire of burglary, we replace your personal cash up to Kshs 5,000.
- Your guest’s effects are covered too.
- If you get injured during a burglary, we cover your emergency medical expenses.
- If you don’t make a claim in 3 years, we give you a 10% cashback on your premiums.
What is Covered
Contents of all Description
Personal Items
Domestic Employees
Third Party Liability
Contents of all Description
Cover for loss or damage to furniture, electronics, cutlery, crockery, and all other contents of all description resulting from perils in buildings.
Personal Items
Cover for loss or damage of specified personal effects against all risks, i.e.,
- Cameras
- Mobile phones
- Laptops
- Jewelry
- iPads
- E.D and Plasma TVs
- Electrical installations e.g., DSTV
- Alarm systems
Domestic Employees
Cover against legal liability to you the employer from accidental death to your domestic employees while conducting their duties. This includes funeral expenses.
Third Party Liability
Cover against legal liability for accidental bodily injury or property damage to someone else in connection with the ownership or employment at the residence.
What Customers are Saying
About this Cover
Hope MwanakeThank you for making my son's treatment smooth. Admission approval took less than 20 minutes, our discharge has been very smooth. A little birdie told me that approvals can take ages and I was a worried mum at that time so kudos. I am glad to be with you.
Marlyn N.I needed help from AAR Insurance and all I can say about them is that they are easily accessible (I don't need a card), quick to respond and it’s simple to apply for cover on their online platforms.
Davis T.I have been a customer since AAR first launched. Circumstances have necessitated me to submit claims. I have noticed a change in your Customer Relations from my first claim to the last. I consider AAR has reached a level of professional excellence and I am proud when I tell acquaintances who I am insured by. Very satisfied client. Well done.
Lydia MwangiStaff are kind and understanding. Their service is wonderful and satisfactory. They befriend clients to understand their needs. Thanks AAR.
Jane MuriithiResponsiveness exceeded my expectations. Well done. Keep it up. I promptly renewed my membership which was due on August 20th.
Jonathan MauraI have being taking care of my team's well-being seamlessly. Impressed by coverage and efficient support. Highly satisfied with this investment.
Bibian NkathaIn fact, I never expected any insurance to take care of my bills like AAR did. You are the best I can say, and congratulations as well to my agent Mr. Philip. For sure he did his best.
Smart Tools for You
AAR Insurance Sales Center
Thika Branch
Maisha Height 1st Floor,
Kenyatta Rd, Thika.
t : +254 67 22269
M : +254 731 191074
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