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A Glimpse into AAR Insurance Kenya

At AAR Insurance Kenya, we offer medical and general insurance solutions to individuals, families and businesses. We have touched over 1,000,000 lives in over 40 years through our various insurance schemes. Currently, we serve more than 200,000 customers in Kenya alone. Our focus is on expanding our market through digital innovation, capitalizing on opportunities in under-served segments like SMEs and micro-insurance.

As the insurance industry goes digital, we are adapting and ensuring our products and services meet customer expectations in a rapidly evolving world. We recently launched a cloud infrastructure in a move to become a fully digital insurance company and are working with strategic partners to improve the efficiency of our claims management

To ensure the best customer experience, we’ve simplified access to our services through our AAR Insurance Mobile App and online interactive portals. We are also expanding our presence in counties across Kenya. We care about our social responsibility and invest in the wellbeing of people, communities, and the planet to ensure a sustainable future.

Our Purpose, Mission and Vision

Our Purpose

Redefining Insurance

Our Vision

Safeguarding the Health and Wealth of All

Our Mission

Reinventing insurance through innovative, affordable & sustainable solutions

Quantifying Our Success


Lives touched in over 40 years under our various insurance schemes


Market share of the Medical Insurance Business

7 Billion+

In Revenue 


Employees and agents working
with us


We have flexible strategies, processes, people, and technologies to adapt to market changes. ​


Committed to honest and ethical conduct in all aspects of our business, and we are responsive, accessible and adaptable to our customer need. ​


Continuously transforming to deliver value and evolve our business and industry through innovative ideas and the creation of new solutions and processes that place us at the cutting edge of what we do.​


Our unwavering focus lies on prioritizing initiatives that yield the greatest impact and value for our stakeholders. Through strategic decision-making, we ensure optimal outcomes and enhance our ability to meet the diverse needs of those we serve.​​


We are committed to the pursuit of the highest standards of performance in all aspects of business.​

Core Values