Our Leadership
Meet the members at the helm, driving our vision and success forward. With their wealth of experience and unparalleled expertise,they form the backbone of our leadership.
Justine Kosgei
Principal Officer
Justine is the current CEO & Principal Officer of AAR Insurance Kenya. He brings extensive experience in senior management roles, including Divisional Director – Health Insurance at APA Insurance, Head of Operations at Old Mutual Rwanda, Head of Products and Development at Old Mutual Kenya, and Regional Technical Manager EA at Old Mutual.
He has excelled in different functions such as actuarial, operations, technical and strategy in different countries in East and South Africa.
Justine has a bachelor’s degree in Commerce (Actuarial Science), is an Associate of the Insurance Institute of Kenya (AIIK), a Fellow of the Life Management Institute (FLMI) and is currently pursuing an MBA from the University of Edinburgh.
Justine Kosgei
CEO & Principal Officer
GraceAnne Kamau
Group Head of Risk and Compliance
Graceanne Kamau is a highly accomplished professional in Accounting, Finance, and Risk Management. With over 14 years of experience, she has excelled in business strategy, financial management, risk analysis, and compliance. Notably, she developed an automatic motor insurance system that increased customer satisfaction by 40% and a framework that improved customer retention, revenue, and market share.
As Head of Risk and Compliance at AAR Insurance, she shapes responsible risk management strategies and contributes to global insurance literacy. Graceanne holds an MBA and a bachelor’s degree in Commerce, along with certifications in various fields. She also volunteers in the Sister-to-Sister Mentorship Program, guiding pupils in pursuing their ambitions relentlessly.
GraceAnne Kamau
Group Head of Risk and Compliance
Hosea Kiprop
Group Chief Finance Officer
Hosea Kiprop, CFO at AAR Insurance Group, is a seasoned executive with over 15 years of experience in finance, leadership, and operations management. He brings expertise in corporate governance, cost reduction, financial controls, and profit maximization.
With a strong track record in streamlining business operations and driving growth, Hosea’s skills in influencing critical decisions and building positive relationships have been instrumental in his success.
Holding an MBA from Kenyatta University and a Bachelor of Arts in Economics from the University of Nairobi, he is also a Certified Public Accountant (CPA-K) and a member of esteemed professional institutes. Outside of work, Hosea enjoys coaching, mentoring, and playing golf, reflecting his commitment to personal and professional development.
Hosea Kiprop
Group Chief Finance Officer
Sheila Owiti
Group Head of Brand, Marketing and Communications
Meet Sheila, currently the Group Head of Brand, Marketing and Communications at AAR Insurance. Sheila is an accomplished Brand, Marketing and Communications Professional with over 10 years extensive experience in bringing brands to life as well as developing and executing strategic brand initiatives that resonate with audiences and drive impactful results.
She is also passionate about building strong brand identities that enhance customer experience and forges meaningful connections with key stakeholders.
She holds a Bachelor of Science Degree in International Business Administration – Marketing and Management, and an MBA in Strategic Management both from the United States International University – Africa.
Sheila Owiti
Group Head of Brand, Marketing and Communications
James Kamau
Group Head of Distribution
James is a highly regarded Sales & Distribution leader with extensive experience in developing sales and distribution networks for renowned companies such as Old Mutual and Jubilee Health Insurance, among others. With a solid background as a Certified Coach and an alumnus of Strathmore Business School, James is currently pursuing further studies at Cambridge International College.
In addition to his professional accomplishments, James has a fun and interesting side. He is known for his jovial personality and his enthusiasm for taking risks. An ardent risk taker, James also has a passion for urban farming, which showcases his diverse interests beyond the corporate world.
With his wealth of experience, educational background, and vibrant personality, James brings a unique blend of expertise and character to any project or team he is a part of.
- James Kamau
James Kamau
Group Head of Distribution
Eugene Sanya
Group Head of Technology
Eugene Sanya brings nearly 13 years of experience at AAR, in various Technology roles. He began as an IT Officer in 2010 and then became Ag.
Network and Security Administrator in 2012. In 2013, he transitioned to ICT Manager at AAR Insurance Tanzania Ltd (now Assemble Insurance Tanzania Ltd). In 2020, Eugene returned to Kenya as the ICT Project Manager and later the ICT Manager. He now serves as the Group Head of Technology.
Eugene holds a BSc in Computer Science and certifications in Project Management, CCNA, CCNSP, and ITIL V3. He possesses strong expertise in leading the implementation of Enterprise Systems and Infrastructure and is driving Digital Transformation at AAR Insurance Kenya Ltd
Eugene Sanya
Group Head of Technology
Sarah Warutere
Executive Assistant & Sustainability Lead
Sarah Warutere, Executive Assistant & Sustainability Lead, is responsible for implementing the ESG agenda across the region. Previously, she doubled up as an Executive Assistant to the AAR Insurance GCEO- East Africa and the Managing Director – Kenya and also served as Executive Assistant to the General Manager, Sales and Marketing.
Before joining AAR, she was Head of Administration and Finance at Sky Plus Agencies LTD, Finance & Administration Officer at Diaspora Group of Companies and Sales & Marketing Representative at Post Bank Kenya.
Sarah holds a Bachelor of Commerce in Accounting from Egerton University, is a Chartered Personal Executive Assistant (CPEA) and is currently pursuing her Master of Science (Finance and Accounting) at KCA University. Outside of work, Sarah enjoys traveling and exploring new recipes in the kitchen.
Sarah Warutere
Executive Assistant and Sustainability Lead
Esther Koimett, CBS
Chairperson
Wassilio Diagos
Director
Beatrice Soy
Director
Partricia Kiwanuka
Director
Jones Nzomo
Director
Menka Shah
Director