Travel Insurance
Traveling should be worry-free, and that’s why AAR Insurance offers protection for you and your luggage while you explore the world. Enjoy sightseeing without the stress of potential safety issues or damage to your valuables, knowing that we’ve got you covered.
- Injury or Damage from Political Violence: You're covered.
- Emergency Airlifts: Available locally and internationally.
- Nutrition Advice: Stay healthy while you travel.
- 24/7 Support: Call our Contact Centre anytime.
- Health Alerts: Stay informed with health camps and updates on your phone.
Enjoy these benefits:
- Emergency medical expenses.
- Compensation for lost personal property, money, or documents.
- Compensation for trip cancellations.
- Protection against hijacking or detention.
- Luggage protection.
- Personal liability coverage.
- Emergency assistance through our Assistance Company Alarm Centre (reverse charge calls accepted).
To sign up, you’ll need:
- Be a Kenyan resident.
- Newborns from discharge up to 64 years.
- KRA PIN.
The following are not covered:
- Hearing aids, vaccinations outside KEPI guidelines, and general health check-ups.
- Venereal diseases, fertility treatments, or cosmetic surgeries unrelated to accidents.
- Injuries from war, riots, or extreme sports.
- Alternative treatments (e.g., acupuncture, herbalists).
- Treatment not administered by registered medical practitioners.
- Claims from withheld or misstated information.
- Expenses covered by other insurances or government schemes (e.g., NHIF).
Some Value-adds for You
- Got injured or your valuables damaged from political violence? You’re covered.
- Get airlifted locally and internationally for safety or medical access.
- You are what you eat. We give you nutrition advice.
- We’re here for you 24/7. Just call our Contact Centre.
- Health service brought even closer through health camps and alerts on your phone.
What is Covered
Enjoy the Following Benefits
Requirements
The Following Exclusions will Apply
Enjoy the Following Benefits
Enjoy the following benefits under your cover:
- Cover for emergency medical expenses.
- Compensation for loss of personal property, money or documents.
- Compensation for cancellations.
- Cover against hijacking or detention.
- Luggage protection.
- Protection against personal liability.
- Emergency assistance through the Assistance Company Alarm Centre. Reverse charge calls are accepted.
Requirements
The following are required when signing up for a cover:
- Age: Newborns from discharge up to 64 years.
- Be a Kenyan resident.
- KRA PIN.
The Following Exclusions will Apply
The following are not covered in your insurance plan:
- Hearing aids.
- Vaccinations and immunizations not recommended in the KEPI guidelines.
- General health check-ups unless otherwise stated in the plan.
- Venereal diseases.
- Family planning and fertility treatments i.e., costs of treatment related to infertility and impotence.
- Intentional self-injury, suicide or attempted suicide, drug addiction, intoxication or drunkenness.
- Cosmetic surgery unless addressing injury caused by accident.
- Injuries or damage from war, invasion, civil war, riots or acts of terrorism.
- Injuries or damage caused by naval, military and air force operations.
- Contamination by radio activity.
- Participation in riots, strikes and civil commotion.
- Injuries from riding or driving races and participation in extreme sports.
- Stays at sanatoria, old age homes, places of rest etc.
- Beauty treatment in nature cure clinics or health hydros.
- Nervous breakdown, general debility, psychoneurosis, or senility.
- Alternative treatment i.e., chiropractors, acupuncturists, herbalists and more.
- Treatment not administered by a registered medical practitioner.
- Any claim by or on behalf of any member whose application for insurance contains any misstatement or withholds any material information.
- Any expenses for which the member has been or can be reimbursed by any other Insurance or source, including benefits or compensation received under any Work Injury Benefits Act or Government Schemes (including NHIF), except for any excess of expenditure beyond the amount recovered from such other Insurance or source.
What Customers are Saying
About this Cover
Hope MwanakeThank you for making my son's treatment smooth. Admission approval took less than 20 minutes, our discharge has been very smooth. A little birdie told me that approvals can take ages and I was a worried mum at that time so kudos. I am glad to be with you.
Marlyn N.I needed help from AAR Insurance and all I can say about them is that they are easily accessible (I don't need a card), quick to respond and it’s simple to apply for cover on their online platforms.
Davis T.I have been a customer since AAR first launched. Circumstances have necessitated me to submit claims. I have noticed a change in your Customer Relations from my first claim to the last. I consider AAR has reached a level of professional excellence and I am proud when I tell acquaintances who I am insured by. Very satisfied client. Well done.
Lydia MwangiStaff are kind and understanding. Their service is wonderful and satisfactory. They befriend clients to understand their needs. Thanks AAR.
Jane MuriithiResponsiveness exceeded my expectations. Well done. Keep it up. I promptly renewed my membership which was due on August 20th.
Jonathan MauraI have being taking care of my team's well-being seamlessly. Impressed by coverage and efficient support. Highly satisfied with this investment.
Bibian NkathaIn fact, I never expected any insurance to take care of my bills like AAR did. You are the best I can say, and congratulations as well to my agent Mr. Philip. For sure he did his best.
Smart Tools for You
AAR Insurance Sales Center
Thika Branch
Maisha Height 1st Floor,
Kenyatta Rd, Thika.
t : +254 67 22269
M : +254 731 191074
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