People Trust Us with the Most
Important Thing, the Ones They Love
Family Plans
Best medical insurance. Vast network of
providers. Value added benefits.
ShwAARi Plans
Single limit that can be used for a wide
range of medical services
Personal Accident
Low priced. No medical examinations.
Access major hospitals.
Homeowner
Comprehensive. Several policies
in one. Affordable.
AAR Protect Cover
Enhanced medical cover. Low priced.
Protects against accidents.
Focus on Running Your Business,
We’ll Focus on Protecting it
Business Enterprise Medical
Covers injuries from political violence. Health alerts. Rescue and evacuation.
WIBA Cover
Employees are protected. Follows WIBA Act 2007. Added free benefits.
Landlord Insurance
Includes your electrical installations. Covers caretakers. Covers tenant deposit.
Professional Indemnity Cover
Shield from liability. Can extend cover. Reduce business risk.
School Insurance Cover
Comprehensive. Tailormade. First choice for schools.
Whether it’s You or Your Goods in Transit,
You’re Covered
Marine Insurance
Sea, air, rail and road. End to end cover.
Flexible.
Travel Insurance
Immediate help for emergencies. Protect your luggage. Don’t sweat cancellations.
ShwAARi Medical Cover
- Embark on a journey to well-being with ShwAARi Single Limit Medical Cover – the key to quality healthcare and financial peace. Tailored plans for all ages, from 0 to 100 years, With the added advantage of flexible payment from as low as Ksh 1,600/- per month
What Customers are Saying
About this Cover
Hope MwanakeThank you for making my son's treatment smooth. Admission approval took less than 20 minutes, our discharge has been very smooth. A little birdie told me that approvals can take ages and I was a worried mum at that time so kudos. I am glad to be with you.
Marlyn N.I needed help from AAR Insurance and all I can say about them is that they are easily accessible (I don't need a card), quick to respond and it’s simple to apply for cover on their online platforms.
Davis T.I have been a customer since AAR first launched. Circumstances have necessitated me to submit claims. I have noticed a change in your Customer Relations from my first claim to the last. I consider AAR has reached a level of professional excellence and I am proud when I tell acquaintances who I am insured by. Very satisfied client. Well done.
Lydia MwangiStaff are kind and understanding. Their service is wonderful and satisfactory. They befriend clients to understand their needs. Thanks AAR.
Jane MuriithiResponsiveness exceeded my expectations. Well done. Keep it up. I promptly renewed my membership which was due on August 20th.
Jonathan MauraI have being taking care of my team's well-being seamlessly. Impressed by coverage and efficient support. Highly satisfied with this investment.
Bibian NkathaIn fact, I never expected any insurance to take care of my bills like AAR did. You are the best I can say, and congratulations as well to my agent Mr. Philip. For sure he did his best.
Stay on Top of Your Premiums
with the AAR App
Browse our policies on your phoneand find one that works for you.
Let our premium calculator helpyou figure out the package that fitsyour budget.
Talk to us in real-time onWhatsApp or live chat.
Download the AAR App Today
Smart Tools for You
AAR Insurance Sales Centers
Thika Branch
Maisha Height 1st Floor,
Kenyatta Rd, Thika.
T : +254 67 22269
M : +254 731 191074
Get Cover through an Agents
Our Agents know their stuff. Get expert guidance to help you choose the cover that fits.
Our Stories
AAR Insurance
- More than 100,000 people in Kenya trust us for their medical and general insurance needs.
- Our top priority? Quality service and innovation so that we can meet all your needs.
- We’re all about the environment and helping people and communities thrive.
Service Update
We have collaborated with M-TIBA (Carepay Limited) our health technology partner for claims administration.