Individual and Family Medical Plan
From coughs to chronic ailments, our medical plans ensure that you and your family have access to quality health treatments through our panel of top-notch hospitals, clinics, and specialists.
As the leading medical insurance provider, AAR Insurance is committed to empowering you. We believe in putting you in control of your health and well-being. Trust us to care about your Health, Wealth, and Wellbeing – because at AAR Insurance, you are in control.
Our outpatient services cover a diverse array of medical needs, including diagnostic tests, radiology, chemotherapy, dental treatments, optical services, and pre/post-natal care. We strive to ensure convenience and quality in every aspect of your healthcare experience
Experience the assurance of comprehensive inpatient coverage, including maternity services, parent/guardian accommodation for insured children under 8 years, organ transplants, post-hospitalization medication, reconstructive surgery, and coverage for accidental damage to teeth and eyes.
Beyond basic coverage, AAR Insurance provides value-added services such as protection against medical injuries resulting from political violence, local and international rescue and evacuation services, nutritional advice, a 24-hour call center, and health camps with timely health alerts.
To benefit from AAR Insurance individual and family medical cover, you need to meet simple eligibility criteria, including being a Kenyan resident, having a KRA PIN, and falling within the age range of a newborn upon discharge to a maximum of 64 years.
Some Value-adds for You
- Whether you've been injured or your valuables damaged due to political violence, we've got you covered.
- Get airlifted locally and internationally for safety or medical access.
- You are what you eat. We give you nutrition advice.
- We’re here for you 24/7. Just call our Contact Centre.
- Health service brought even closer through health camps and alerts on your phone.
- Funeral expenses in case of loss of life.
What is Covered
Outpatient Services
Inpatient Services
Requirements
Outpatient Services
You can access the following outpatient services:
- Diagnostic tests and procedures.
- Radiology, radiotherapy, and chemotherapy.
- Cancer consultation and tests.
- Dental treatment (Extractions, fillings, scaling and polishing, gum surgery, root canal treatment, pulpotomy & minor oral surgery.)
- Optical services (Prescribed lenses, contact lenses, dioptric power +/- 0.25 D and more, and frames.)
- Pre-natal and post-natal care.
Inpatient Services
You can access the following inpatient services:
- Maternity services (Normal and elective or emergency CS delivery.)
- Lodger’s fee for parents or guardians of insured children under 8 in local and international hospitals.
- Organ transplant.
- Post-hospitalization discharge medication for up to 14 days.
- Reconstructive surgery.
- Accidental damage to natural teeth.
- Accidental damage to the eyes.
- Ectopic pregnancy.
Requirements
The following are required when signing up for a cover:
- Age: Newborns from discharge up to 64 years.
- Be a Kenyan resident.
- KRA PIN.
What Customers are Saying
About this Cover
Hope MwanakeThank you for making my son's treatment smooth. Admission approval took less than 20 minutes, our discharge has been very smooth. A little birdie told me that approvals can take ages and I was a worried mum at that time so kudos. I am glad to be with you.
Marlyn N.I needed help from AAR Insurance and all I can say about them is that they are easily accessible (I don't need a card), quick to respond and it’s simple to apply for cover on their online platforms.
Davis T.I have been a customer since AAR first launched. Circumstances have necessitated me to submit claims. I have noticed a change in your Customer Relations from my first claim to the last. I consider AAR has reached a level of professional excellence and I am proud when I tell acquaintances who I am insured by. Very satisfied client. Well done.
Lydia MwangiStaff are kind and understanding. Their service is wonderful and satisfactory. They befriend clients to understand their needs. Thanks AAR.
Jane MuriithiResponsiveness exceeded my expectations. Well done. Keep it up. I promptly renewed my membership which was due on August 20th.
Jonathan MauraI have being taking care of my team's well-being seamlessly. Impressed by coverage and efficient support. Highly satisfied with this investment.
Bibian NkathaIn fact, I never expected any insurance to take care of my bills like AAR did. You are the best I can say, and congratulations as well to my agent Mr. Philip. For sure he did his best.
Smart Tools for You
AAR Insurance Sales Center
Thika Branch
Maisha Height 1st Floor,
Kenyatta Rd, Thika.
t : +254 67 22269
M : +254 731 191074
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